It’s no wonder most live paycheck to paycheck by the time you factor in monthly bills, food, gas, a little spending money, not to mention, hopefully saving for retirement. Sure, the amount you spend each month will quickly outweigh the money that’s coming in if you’re not careful, but there are ways you can reduce […]
How to Ensure Your Budget is a Success
While creating a budget is the easy part, the reason that most budgets fail is during the execution phase. Either controlling spending went completely out the window or month over month the needed adjustments weren’t made to keep a realistic hold on the finances. Not only spending, but leaving for savings & retirement is just […]
How to Save Money this Summer
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While saving money should be a yearlong sacrifice, now is as good of time as ever, as your social calendar continues to see the weekends fill up throughout September. With a few tips you can put your hard-earned income to good use in order to build up an emergency fund for unexpected expenses, long overdue […]
Ways to Save Money No Matter the Income Level
While it may be true, the more you make the more you spend, but that doesn’t mean that just because you’re not making six figures that you can’t find ways to save money. Most don’t live the modest lifestyle as income levels increase, so they may still be living paycheck to paycheck with inflated mortgage […]
When is it the ‘Right Time’ to Spend Money?
With so much focus on saving money you could get so used to pinching pennies that you’re not sure when to finally loosen the reigns and open the wallet back up. While it doesn’t mean there should be a spending free for all, but if you have certain financial areas cleaned up, then maybe it’s […]
Ways You Can Improve Saving Money Starting Now
As soon as your paycheck is deposited to your checking account and the bills start to come out, it can be quick before there is not much left to go around. In fact, most Americans live paycheck to paycheck, but this is a case where it would be nice to stay away from the norm. […]
How to Avoid Struggling to Save Money
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If you’re feeling like living paycheck to paycheck is more of a regular occurrence and you are not left with much at the end of the month, let alone saving, you’re not alone. Now is the time to make changes in your finances. Saving money should become a way of life, and as you begin […]
Ways to Trim Monthly Expenses
While losing a little in the waistline is always a good goal to work on throughout the year, even starting early before beach season, it’s your finances in shape that will not only help in the short-term, but help to secure a nest egg that will last a lifetime, providing sufficient income to replace the […]
Common Money Mistakes to Work on Fixing
While not every money situation is the same when it comes to income or expenses, but there are a few traits that can be followed to ensure you are set up for success now and going forward. You may always hear “it’s never too late” to get started, but the truth is, the more and […]
These Ways to Save Money Are Not Worth It
While sure, the bottom line is important when the month comes to and end, seeing how much you have left in your account after all the bills are paid, which hopefully there is more coming in than going out, but you could be jeopardizing yourself by skimping in some areas but still continuing with unnecessary […]