4 Surprising Financial Behaviors That Can Pay Off

There are plenty of myths, if you can call them that, when it comes to finances, maybe some that have gotten a bad reputation over the years that draw some to go against.  You may be surprised though in what you thought may or may not be true when it comes to financial behaviors.  Of […]

Easy Ways to Build Up an Emergency Fund

Experts have long said that you should keep at least a few months’ worth of expenses in an account in case a large unexpected charge comes that you’ll want to be prepared for.  You never know when you could get hit with a large auto repair, have to replace your furnace, or even worse, what […]

Why to Use a Credit Card for Every Purchase You Make

At some point there was a switch when using a credit card seemed like a bad move, like it was frowned upon because if you were using one it meant that you didn’t have the money to make the purchase.  Now while I guess that may be true for some, especially to those that went […]

Smart Ways to Save Money at the Grocery Store

A great way to shave off more than a few bucks every week to add up to huge savings over the course of the month is to avoid going out to eat.  Sure, it’s easy, food is typically good, and they clean up after you, but the problem is that it costs so much more […]

Protect Your Credit Score

Whether you are applying for a home mortgage, a new car purchase or lease, or applying for a credit card with a better interest rate and rewards, your credit score will be the first to be looked at when your information is reviewed for approval.  In order to capitalize on the best interest rates on […]

Smart Personal Finance Moves to Make Now

No matter if you just came out of college or have been set in your career and handling the household finances on your own for a while, it is never too late to learn and make adjustments that will benefit your future.  Handling the household finances is a tough job and shouldn’t be handled alone.  […]

Don’t Fall for These Sales Tricks

Sales is not for everyone, certainly not me, as I would not be able remain positive while dealing with customers, so I do commend salespeople for that.  When it comes to being the consumer though, you have to keep an eye out to make sure you are not being taken advantage of, as we are […]

It’s Time to Familiarize Yourself with Credit Score

Credit score is an important piece in our financial puzzle, but what is scary is that, according to a recent survey by LendEDU, 25% of millennials do not even know what that is.  Considering the wide age range of millennials, some are 35 years old, as little as 15, but those that have been out […]

Purchases to Make When You are Young

When you are young, money is tight, as you probably are recently out of school and beginning to make a little money and start to set up for the major spending events in life, buying a house and getting married.  There are a few purchases though that should be slipped in, maybe even costing a […]

5 Ways to Start Investing While You Are Still in School

While degrees and especially masters’ programs are an incredibly worthwhile investment, which can lead to great job prospects and fantastic future earnings potential, they are expensive. Many students finish their studies with huge amounts of debt and then spend the first years of their working life struggling to pay them off. For these students, the […]