Life Without Credit or Insurance Is Hard, but Not Impossible

It is hard to imagine life as we know it without certain services and conveniences. Life without a smartphone, even for 24 hours, is more than most millennials can picture. But if a day without a smartphone is your biggest problem, you don’t have problems. For millions of people around the country, imagination is not […]

Three Strategies to Save Money on the Cost of Grad School

There are many reasons why you might be thinking of going back to school to pursue a postgraduate qualification. Perhaps you’re hoping to land a job that requires you to have studied for a master’s degree in accounting, or maybe you simply don’t feel ready to give up on the student lifestyle just yet. A […]

How Having Poor Credit Can Cost You

It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have.  Little did I know that your credit report will affect you the rest of […]

Alternatives Ways To Manage Your Money

Excellent money management skills is important in all stages of your life – whether you’re a teen looking to save for your lads holiday or you’re an adult looking to put money away to put a deposit down on a house. However, in the age of Generation Rent and Debt that millennials in particular are […]

Money Addictions That Can Actually Pay Off

Much like shopping can be an addiction, so can worry about money, whether you have it or don’t.  Not so much counting what is in your bank account, but the whole picture:  debt, spending, and savings.  Although being obsessed with the day to day financial picture can be unhealthy, a healthy look at your finances […]

Successful Ways to Maximize Future Savings

Let’s be honest, saving money is tough.  If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality.  If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]

5 Ways to Keep Personal Finance in Check

There are so many factors when it comes to having a “perfect life”, and I use the term loosely as it is probably near impossible for everything to be perfect, but when it comes to personal finance, that can be a major factor in determining quality of life, as money can be a stress factor […]

5 Smart Credit Behaviors You Should Acquire

As if keeping track of your finances when it comes to paying bills, saving for emergencies, let alone saving for retirement is not hard enough, credit should not be overlooked, and is just as important, and in most cases, goes hand in hand.  Your credit is the primary factor that lenders can look at to […]

An Overview of Personal Net Worth and Its Effect on Your Finances

If you’ve been paying attention to the world of finance, you’ll most likely have come across Forbes list of the richest people in the world. The people on that list are the crème de la crème controlling most of the global wealth with net worth running into billions of dollars. Most people will never get […]

Six Affordable Gifts to Consider Buying This Mother’s Day

Finding the perfect gift to give your mom for Mother’s Day is not always easy to do. Your mom is special to you and she should receive a gift that is just as special. Avoid giving her the same old chocolates and flowers by using the following guide to learn a few options to consider […]