Don’t Fall for These Sales Tricks

Sales is not for everyone, certainly not me, as I would not be able remain positive while dealing with customers, so I do commend salespeople for that.  When it comes to being the consumer though, you have to keep an eye out to make sure you are not being taken advantage of, as we are […]

Avoid Overpaying on These Items

It takes plenty of work, patience, and discipline when it comes to handling the household finances, so much in fact that it should never be a solo job.  It’s always a good idea to consult a family, friend, or tax professional that you trust in order to ensure you are in the right direction for […]

Smart Ways to Save Money on New Clothes

We all want to feel good with the wardrobe we have, but you don’t have to spend money to look good.  For one, it’s about confidence.  You can put yourself in nice clothes, but if you are not confident wearing them, then it doesn’t matter what you wear.  Clothes are very expensive, from shirts, to […]

Ways to Save at the Grocery Store

When you think about saving money at the grocery store one of the first things that come to mind are the crazy coupon clippers that you see on TV, bringing the huge balance down to around $0, but that is not realistic to the average shopper, especially considering they buy whatever is on sale and […]

4 Ways to Save Money This Summer

The summer weather is arriving, we are getting out of the house more after a long winter.  The fun is beginning with concerts, baseball games, and vacations, which quickly turns into increased spending.  Hopefully you have stashed some money away during the cold weather months and now you can afford to splurge a little, although […]

How Having Poor Credit Can Cost You

It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have.  Little did I know that your credit report will affect you the rest of […]

Successful Ways to Maximize Future Savings

Let’s be honest, saving money is tough.  If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality.  If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]

Six Affordable Gifts to Consider Buying This Mother’s Day

Finding the perfect gift to give your mom for Mother’s Day is not always easy to do. Your mom is special to you and she should receive a gift that is just as special. Avoid giving her the same old chocolates and flowers by using the following guide to learn a few options to consider […]

5 Ways to Achieve Your Financial Goals

Mortgages, car payments, family financial obligations and more money woes could make it seem dauntingly impossible to create a secure financial future any time soon. The average American has $3,600 in credit card debt alone, reports USA Today, with average household credit card debt rising 10 percent in just three years. The encouraging news is, if you […]

5 Ways to Make the Most of Your Tax Refund

If you are one of the lucky ones to have paid enough taxes through the year to net a refund you can rejoice.  Filling out a W-4 from your employer can give you a good estimate of taxes that are to be paid throughout the year whether you are single or married, have other dependents […]