How to Have a Discussion About Money With Your Family

Talking about money is awkward for many people. One of the main reasons is that we are taught to deal with money matters in private. We aren’t even comfortable talking about money within the family. But, it is very important for your immediate family to know where you stand financially, especially if you are the […]

Important Things to Check in Your Budget Before Becoming a Homeowner

If you walk by a cute little home in a picture-perfect neighborhood, it is hard not to convince yourself that this is exactly what you need. It may be exactly what you need, but before you run in and make a bid on the next house you walk by, there are some things you need […]

How to Ensure Your Budget is a Success

While creating a budget is the easy part, the reason that most budgets fail is during the execution phase. Either controlling spending went completely out the window or month over month the needed adjustments weren’t made to keep a realistic hold on the finances. Not only spending, but leaving for savings & retirement is just […]

How to Save Money this Summer

While saving money should be a yearlong sacrifice, now is as good of time as ever, as your social calendar continues to see the weekends fill up throughout September. With a few tips you can put your hard-earned income to good use in order to build up an emergency fund for unexpected expenses, long overdue […]

Ways to Save Money No Matter the Income Level

While it may be true, the more you make the more you spend, but that doesn’t mean that just because you’re not making six figures that you can’t find ways to save money.  Most don’t live the modest lifestyle as income levels increase, so they may still be living paycheck to paycheck with inflated mortgage […]

When is it the ‘Right Time’ to Spend Money?

With so much focus on saving money you could get so used to pinching pennies that you’re not sure when to finally loosen the reigns and open the wallet back up.  While it doesn’t mean there should be a spending free for all, but if you have certain financial areas cleaned up, then maybe it’s […]

Ways You Can Improve Saving Money Starting Now

As soon as your paycheck is deposited to your checking account and the bills start to come out, it can be quick before there is not much left to go around.  In fact, most Americans live paycheck to paycheck, but this is a case where it would be nice to stay away from the norm. […]

How to Avoid Struggling to Save Money

If you’re feeling like living paycheck to paycheck is more of a regular occurrence and you are not left with much at the end of the month, let alone saving, you’re not alone.  Now is the time to make changes in your finances.  Saving money should become a way of life, and as you begin […]

Ways to Trim Monthly Expenses

While losing a little in the waistline is always a good goal to work on throughout the year, even starting early before beach season, it’s your finances in shape that will not only help in the short-term, but help to secure a nest egg that will last a lifetime, providing sufficient income to replace the […]

Common Money Mistakes to Work on Fixing

While not every money situation is the same when it comes to income or expenses, but there are a few traits that can be followed to ensure you are set up for success now and going forward.  You may always hear “it’s never too late” to get started, but the truth is, the more and […]