Why It’s Better to Favor Credit Over Cash

When it comes to spending money, you may think it doesn’t matter where it comes from, it’s leaving your account one way or another, but while that part may be true, using credit can actually make more financial sense than using cash.  Now granted, if you are careless with using a credit card and the […]

Smart Ways to Save on Holiday Spending

Whether you like it or not, the cold weather has made its mark, making it seem like there wasn’t even a fall, going from summer, straight to winter.  With the change in temperature comes another rude awakening; it’s time for Christmas shopping.  While there are the smart ones out there that put money aside all […]

Ways You Can Cut Expenses Starting Now

While now is the time to take a look around your doors, windows, and outlets that share a wall with the outside to make sure you’re probably sealed to withstand the cold air coming in and causing your heat to kick on more than often, there are other ways you can reduce expenses throughout the […]

Ways You Can Avoid Going Paycheck to Paycheck

With most of the population living paycheck to paycheck, it makes you wonder how you can get ahead.  While you may not be able to survive for years without a paycheck if you were to have a sudden job-loss or major event occur where you would have to shell out a large chunk of change, […]

How You Can Get Ahead With Your Finances Starting Now

Life certainly does move pretty fast.  The week flies by with work and family obligations, and the weekend comes to try and relax and catch up around the house, but some well needed fun is to be had, then pretty soon, it’s back to work on Monday.  Once you get into a routine it can […]

How You Can Get Out of Debt (and Stay Out)

We all carry some form of debt, whether it’s an auto loan, mortgage, or the worst of all, credit card debt.  While student loans and mortgage may carry the lowest interest rates, you still don’t want to be spending your hard-earned money on interest, so the more you can pay down to get out of […]

Ways to Avoid Overspending

Let’s face it, by the time you go through your necessary monthly bills, there’s not much left in the bank account, so every dollar matters when it comes to avoiding overspending and seeing your-hard earned money go out the window.  While of course taking a look at your entire financial picture is important, not to […]

Costs You Can Cut to Add Up to Easy Savings

If you aren’t careful, you can run through your hard-earned money pretty quickly.  All it takes are some impulse purchases and careless spending and you either find yourself out of money until the next paycheck or see your monthly credit card statement continue to rise.  By first taking a look at last month’s debit or […]

Easy Ways You Can Save Money Every Month

When it comes to saving money, it sure can take sacrifice, otherwise everyone could do it and have loads of cash in their savings account.  Hoping there is enough money coming in as there is going out is important to ensure that you stay out of debt and risk wasting your hard-earned money on interest […]

Money Moves to Start Making Now to Get Ahead

With so much focus on getting through our everyday hectic life we hope to have more money coming in than going out each month so we don’t fall behind.  That is probably as far out as your financial thoughts go, but in order to really get ahead, it’s time to start thinking beyond that.  By […]