As soon as your paycheck is deposited to your checking account and the bills start to come out, it can be quick before there is not much left to go around.  In fact, most Americans live paycheck to paycheck, but this is a case where it would be nice to stay away from the norm. […]

If you’re feeling like living paycheck to paycheck is more of a regular occurrence and you are not left with much at the end of the month, let alone saving, you’re not alone.  Now is the time to make changes in your finances.  Saving money should become a way of life, and as you begin […]

While losing a little in the waistline is always a good goal to work on throughout the year, even starting early before beach season, it’s your finances in shape that will not only help in the short-term, but help to secure a nest egg that will last a lifetime, providing sufficient income to replace the […]

While not every money situation is the same when it comes to income or expenses, but there are a few traits that can be followed to ensure you are set up for success now and going forward.  You may always hear “it’s never too late” to get started, but the truth is, the more and […]

While sure, the bottom line is important when the month comes to and end, seeing how much you have left in your account after all the bills are paid, which hopefully there is more coming in than going out, but you could be jeopardizing yourself by skimping in some areas but still continuing with unnecessary […]

Now that we’re into the new year and have probably already given up on any aggressive fitness goal for yourself, let’s focus on something you can control that will help your overall finances in the long run, which is curbing impulse spending.  While there are certainly purchases that are necessary to make in any given […]

As we start a new year, usually the focus now is on losing weight, as you may not be where you thought you’d be at this point.  While resolutions come and go pretty quickly, especially when the gym visits become less frequent and you’re paying for a membership that you don’t use, your finances should […]

Whether you are looking to purchase a home or refinance a current mortgage, even take out a personal loan, or apply for a credit card with an improved rewards system over your current card, your credit score will not only decide if you are approved or not, but will be the deciding factor in the […]

We may have our own specific talents, like being handy, athletic, or even funny, but managing money is in a class all by itself, and let’s face it, most of us are not good at managing money.  After all, between paying bills, saving, not to mention staying out of debt, is quite a bit of […]

When it comes to spending money, you may think it doesn’t matter where it comes from, it’s leaving your account one way or another, but while that part may be true, using credit can actually make more financial sense than using cash.  Now granted, if you are careless with using a credit card and the […]