It can be difficult enough to budget in everyday life, which is why experts have said that two-thirds of the American population do not have a successful budget, so imagine those that are in the majority that do not, what kind of free for all it will be when a baby is brought into this […]
5 Ways to Maximize Your 401(k) Account Starting Now
It can be hard to contribute money to savings account, let alone worry about a retirement account that seems so far away, but if you stop and think about it, it is not that far off. Think about how long you have been at your current job, or how many years it has been since […]
Avoid These Easy Ways to Wreck Your Credit
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Most of us actually think we have great credit, so much in fact that we never check our credit report. Honestly, when is the last time that you looked at your entire report? Credit scores are the primary approval factor when it comes to getting a mortgage, personal loan, or a credit card, and the […]
5 Ways to Improve Your Finances Starting Now
Now that we are well into 2017 and the holidays are long behind us, it is time to start to build that bank account back up and start to save money more than ever. What better way to do that is to improve finances going forward, and you can start right now. Get Tax Return […]
5 Effective Ways for Paying Credit Card Bills
Credit cards can be overwhelming, especially if you use them for every purchase, and have multiple cards at that. The problem with a credit card is that it is not like money where it is deducted from your checking account at the point of purchase, so you know how much you have left to last […]
Four Alternative Lending Options to Get Out of a Jam
Some jams you may be prepared for, such as your car needing a new tire or your electricity bill being a little higher than average. There are also times that big issues pop up that you are completely unready for. Problems such as your car going out and you needing to buy a new one […]
4 Ways to Give Your Personal Finance a Boost in 2017
When the new-year begins, usually the resolutions start and end with personal fitness. Gym membership applications are at its peak in the beginning of the year, and by spring or summer, the crowds have faded. Instead of focusing only on fitness, try to look to help boost your own personal finance this year that will […]
Biggest Fails at the Grocery Store
Going out to the grocery store can be a pain as it is, but with a little strategy, there could be less of a headache, not to mention having a little more money left in the wallet. Next time you are ready to head out grocery shopping, try and avoid some of the most common […]
5 Ways to Get Out of Debt Starting Now
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When it comes to getting out of debt it does not happen overnight. It takes patience and discipline over even many years depending on the debt balance, and really has to become a way of life. Those that were spending machines in their early twenties have to really work towards responsible spending as they get […]
Holiday Season Have Spending Out of Control?
Getting scared to get the next credit card bill in after all of the Christmas shopping and spending while friends and family were all in town? You are not alone, in that every year seems to spend more in gifts, not to mention it is the time of year where you are busy shopping and […]