As if keeping track of your finances when it comes to paying bills, saving for emergencies, let alone saving for retirement is not hard enough, credit should not be overlooked, and is just as important, and in most cases, goes hand in hand. Your credit is the primary factor that lenders can look at to […]
An Overview of Personal Net Worth and Its Effect on Your Finances
If you’ve been paying attention to the world of finance, you’ll most likely have come across Forbes list of the richest people in the world. The people on that list are the crème de la crème controlling most of the global wealth with net worth running into billions of dollars. Most people will never get […]
Six Affordable Gifts to Consider Buying This Mother’s Day
Finding the perfect gift to give your mom for Mother’s Day is not always easy to do. Your mom is special to you and she should receive a gift that is just as special. Avoid giving her the same old chocolates and flowers by using the following guide to learn a few options to consider […]
5 Ways to Achieve Your Financial Goals
Mortgages, car payments, family financial obligations and more money woes could make it seem dauntingly impossible to create a secure financial future any time soon. The average American has $3,600 in credit card debt alone, reports USA Today, with average household credit card debt rising 10 percent in just three years. The encouraging news is, if you […]
How to Handle Small Business Taxes
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Tax season is a time of jubilation for many people — over half of all taxpayers receive a refund. However, for the self employed, tax time is usually more of a hassle than a pleasure, and paying in is typically the norm. If you want to get a grip on your small business taxes, here […]
5 Ways to Make the Most of Your Tax Refund
If you are one of the lucky ones to have paid enough taxes through the year to net a refund you can rejoice. Filling out a W-4 from your employer can give you a good estimate of taxes that are to be paid throughout the year whether you are single or married, have other dependents […]
Avoid Overspending on These Items Starting Now
When it comes to spending money, there are certain things we do need in life that may not be “unnecessary spending”, but if you are going to make the purchase, then it is best not to overspend and throw your budget out of whack. These days with so much competition between retail stores and essentially […]
Donate, Sell, or Trash Household Items You Are Ready to Part With
Spring cleaning season is just about upon us as the weather is starting to warm up and you can start to crack open your windows for some much-needed fresh air. As you start to mop the floors and give a solid dusting, you start to notice junk that have accumulated in drawers, in storage, and […]
5 Smart Ways to Save Starting Now
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When it comes to saving for your future, the earlier you start the better, and the longer you wait the more you sacrifice having to rely on anything but Social Security wages that may or may not be there by the time we retire. Plain and simple, saving needs to start becoming a priority, so […]
This is Why You’re Still Broke
This is a post from Pauline of InvestmentZen.com Have you ever wondered why some people seem to be enjoying life way more than you do, yet never go broke? Yet you are struggling every month to make ends meet, and there is never enough, let alone to plan for the future! Let’s try to see […]