6 Ways Bad Credit Affects Your Life

How a person manages their money affects more than their bank account. It’s easy to ruin your credit in no time, sometimes without even realizing it. If that happens, you may find that many things in life are more difficult. Bad Credit Makes It More Difficult to Get a Loan The most obvious way bad […]

Mistakes You Are Making on Your Food Budget

While spending money on food is a necessity, after all, you need to eat, but it can be one category where it’s easy to overspend.  First, by taking a look at last month’s debit or credit card statement you can add up all of the charges that are related to food, whether that’s at home […]

Easy Ways You Can Save Money Every Month

When it comes to saving money, it sure can take sacrifice, otherwise everyone could do it and have loads of cash in their savings account.  Hoping there is enough money coming in as there is going out is important to ensure that you stay out of debt and risk wasting your hard-earned money on interest […]

Money Moves to Start Making Now to Get Ahead

With so much focus on getting through our everyday hectic life we hope to have more money coming in than going out each month so we don’t fall behind.  That is probably as far out as your financial thoughts go, but in order to really get ahead, it’s time to start thinking beyond that.  By […]

How You Can Ruin Your Credit in No Time

If you have applied for a mortgage, personal loan, or credit card, you know that your credit score is a deciding factor in not only if you are approved for the terms, but also will determine the interest rate.  The better your credit score, the less of an interest rate, so the worse off your […]

Budgeting Tips to Increase Your Financial Awareness

Budgeting will allow you to plan how to spend your money, making it easier for you to have enough cash to cover all your essential monthly expenses. Besides providing a spending plan for your income, a budget will also help you stay out to get out of debt. And if you’re already in debt, then […]

Ways to Improve Credit in No Time

If you’ve ever applied for a mortgage, personal loan, credit card, or even a job these days, your credit can be an important factor in not only the interest rate that you get, but the approval itself.  While sure, income is important as well to make sure you can financially afford the payments, in order […]

You May Not Realize You’re Making these Credit Card Mistakes

It used to be that credit cards would get a bad reputation, after all, they do allow you to go into debt if you’re not careful, but that is more user error than anything.  These days it could be argued that a credit card could actually be used for every purchase.  With the protection against […]

How to Improve Saving in 5 Easy Steps

You may be a savvy shopper but a poor saver. That doesn’t mean that you can’t make changes in your financial life relatively easily. Through a concentrated effort, you can shift your perspective, stretch your hard-earned dollars even further, and invest in your future by saving more of what you’ve earned. In five easy steps, […]

How You Can Avoid Overspending Going Forward

While passive income ideas are great for generating extra income in a given more, it will not help your overall finances if you continue to spend more than you can afford, wiping out your bank account and building up credit card debt.  Curbing overspending will really free up extra money each month so you can […]