WorkSaveLive is a blog dedicated to changing the way Americans think about money, their lives, and their careers. It’s written by a wise blog buddy of mine named Jason. He’s got a profound collection of advice stored on his blog that continues to grow. About a month ago he asked me to write a guest […]
Why is it Healthy to Change Bank Accounts?
As the world changes around us it can be imperative to not get stuck in a rut with our banking. Yes, it may be more convenient to stick with one bank. But remember that your money is their business. And if they aren’t offering you the best service then it’s time to change bank accounts. […]
Be In the Know About Credit Cards Before They Own You
According to Forbes (March, 2012) the average credit card debt for indebted households was $14,517, and for all households was $6,772. That is a daunting statistic to have to face, and it’s a reality that many people live with every day. I often wonder how much they know about credit cards. If you have a […]
Gas Prices: What Time Is the Best Time to Buy Gas?
Maybe this is a couple days late for anyone taking a road trip for Labor Day, but anyone who drives a car knows that gas prices are at brutal all-time highs. Do you feel sad every time you go to the pump? It’s so bad now I try my best to not look at my […]
Compounding Interest 101 | A Must Know for Investing
Ever wonder what Compound Annually or Compounding Interest means? You’ve probably heard others talk about it as part of their financial planning. I used to think it was some fancy word for rich people when they talked about living off their interest. I wouldn’t mind doing this myself btw. About 7 years ago I learned […]
Buying a Home – Expert Advice From a Real Estate Agent
Buying a home is the single most expensive purchase most people make in their lifetime. When a person moves it is considered one of the top 5 most stressful things to do. In our legalistic society, buying a home can be complicated and risky with all the forms, contingencies, legal documents and disclosures. To alleviate some of the uncertainty and fear in buying a home here are some tips in chronological order to help you traverse through the process.
9 Things Not to Buy at a Garage Sale
Whether or not you’re a big fan of hitting numerous garage sales on the weekend, it’s good to have an idea of what NOT to look for. Make sure you don’t spend money on gross stuff. And stuff that’s supposed to keep you safe. And stuff like shoes and mattresses. If we spend 2/3 of […]
Tell Your Money Where to Go | Mint.com Review
If you don’t tell your money where to go—it will go everywhere. It’s really hard to tell it where to go if you don’t know where it’s going right now. Mint.com breaks this down easily. Take a look in this Mint.com review. Looking for a free service to get your finances in order? Mint.com offers […]
Living With No Money? Is it the Recession or is it You?
Have you ever been in these shoes? Wells Fargo balance = $0 Piggy Bank = $0 Secret stash = It’s gone! Who took it?! Living with no money is a painful situation to be in and it’s tough to get anywhere in these shoes. I don’t think any of us like being in a spot […]
The Short and Sweet IRA Guide
Two weeks ago we talked about Target Retirement Funds and today we’re going to talk about IRA’s (Individual Retirement Accounts). Hopefully this IRA guide will help you understand the difference between a Traditional IRA and a Roth IRA, and you will be another step closer to a retirement savings plan. I’m going to keep this […]