It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have. Little did I know that your credit report will affect you the rest of […]
Successful Ways to Maximize Future Savings
Let’s be honest, saving money is tough. If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality. If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]
Six Affordable Gifts to Consider Buying This Mother’s Day
Finding the perfect gift to give your mom for Mother’s Day is not always easy to do. Your mom is special to you and she should receive a gift that is just as special. Avoid giving her the same old chocolates and flowers by using the following guide to learn a few options to consider […]
5 Ways to Achieve Your Financial Goals
Mortgages, car payments, family financial obligations and more money woes could make it seem dauntingly impossible to create a secure financial future any time soon. The average American has $3,600 in credit card debt alone, reports USA Today, with average household credit card debt rising 10 percent in just three years. The encouraging news is, if you […]
5 Ways to Make the Most of Your Tax Refund
If you are one of the lucky ones to have paid enough taxes through the year to net a refund you can rejoice. Filling out a W-4 from your employer can give you a good estimate of taxes that are to be paid throughout the year whether you are single or married, have other dependents […]
Avoid Overspending on These Items Starting Now
When it comes to spending money, there are certain things we do need in life that may not be “unnecessary spending”, but if you are going to make the purchase, then it is best not to overspend and throw your budget out of whack. These days with so much competition between retail stores and essentially […]
Donate, Sell, or Trash Household Items You Are Ready to Part With
Spring cleaning season is just about upon us as the weather is starting to warm up and you can start to crack open your windows for some much-needed fresh air. As you start to mop the floors and give a solid dusting, you start to notice junk that have accumulated in drawers, in storage, and […]
5 Smart Ways to Save Starting Now
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When it comes to saving for your future, the earlier you start the better, and the longer you wait the more you sacrifice having to rely on anything but Social Security wages that may or may not be there by the time we retire. Plain and simple, saving needs to start becoming a priority, so […]
Four Alternative Lending Options to Get Out of a Jam
Some jams you may be prepared for, such as your car needing a new tire or your electricity bill being a little higher than average. There are also times that big issues pop up that you are completely unready for. Problems such as your car going out and you needing to buy a new one […]
Biggest Fails at the Grocery Store
Going out to the grocery store can be a pain as it is, but with a little strategy, there could be less of a headache, not to mention having a little more money left in the wallet. Next time you are ready to head out grocery shopping, try and avoid some of the most common […]