Life Without Credit or Insurance Is Hard, but Not Impossible

It is hard to imagine life as we know it without certain services and conveniences. Life without a smartphone, even for 24 hours, is more than most millennials can picture. But if a day without a smartphone is your biggest problem, you don’t have problems. For millions of people around the country, imagination is not […]

Three Strategies to Save Money on the Cost of Grad School

There are many reasons why you might be thinking of going back to school to pursue a postgraduate qualification. Perhaps you’re hoping to land a job that requires you to have studied for a master’s degree in accounting, or maybe you simply don’t feel ready to give up on the student lifestyle just yet. A […]

How Having Poor Credit Can Cost You

It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have.  Little did I know that your credit report will affect you the rest of […]

Alternatives Ways To Manage Your Money

Excellent money management skills is important in all stages of your life – whether you’re a teen looking to save for your lads holiday or you’re an adult looking to put money away to put a deposit down on a house. However, in the age of Generation Rent and Debt that millennials in particular are […]

Money Addictions That Can Actually Pay Off

Much like shopping can be an addiction, so can worry about money, whether you have it or don’t.  Not so much counting what is in your bank account, but the whole picture:  debt, spending, and savings.  Although being obsessed with the day to day financial picture can be unhealthy, a healthy look at your finances […]

Life Insurance Nuances You Need to Know

Life insurance is one of those necessary evils in life that is becoming increasingly more important but often goes without being discussed. After all, it’s a touchy subject revolving around facing our own mortality. The avoidance of life insurance is much like that of a living will, we think if we don’t discuss it or […]

The Cornerstones of a Successful Long-Term Relationship

We learn from our mistakes. A failed relationship is a heart-wrenching experience but after the recovery, we notice a silvering lining. We’re able to see what went wrong and make significant lifestyle changes. Doing so creates a fantastic opportunity to grow and find a new relationship. A relationship without these problematic actions. One that doesn’t […]

In-Demand Casual Wear For Stylish Men

Gentlemen, remember the term, ‘stylish casual wear?’ It’s understandable that a lot of you may have forgotten… after all, we’ve got lives to attend to, so who cares what we wear while we’re doing it…right!? Men, I’m sorry to say, if you agree with the above statement, then it’s time for a HUGE wakeup call! […]

Successful Ways to Maximize Future Savings

Let’s be honest, saving money is tough.  If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality.  If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]

5 Ways to Keep Personal Finance in Check

There are so many factors when it comes to having a “perfect life”, and I use the term loosely as it is probably near impossible for everything to be perfect, but when it comes to personal finance, that can be a major factor in determining quality of life, as money can be a stress factor […]