How You Can Boost Your Credit Score

First impressions are lasting, and when it comes to the financial world, most notedly filling out a credit application, your score is the impression you make on the lender, and is not only what decides the rate and terms, but is the major deciding factor in your approval or denial. The higher the credit score, […]

Ways You Can Avoid Going Paycheck to Paycheck

With most of the population living paycheck to paycheck, it makes you wonder how you can get ahead.  While you may not be able to survive for years without a paycheck if you were to have a sudden job-loss or major event occur where you would have to shell out a large chunk of change, […]

How You Can Get Ahead With Your Finances Starting Now

Life certainly does move pretty fast.  The week flies by with work and family obligations, and the weekend comes to try and relax and catch up around the house, but some well needed fun is to be had, then pretty soon, it’s back to work on Monday.  Once you get into a routine it can […]

How You Can Get Out of Debt (and Stay Out)

We all carry some form of debt, whether it’s an auto loan, mortgage, or the worst of all, credit card debt.  While student loans and mortgage may carry the lowest interest rates, you still don’t want to be spending your hard-earned money on interest, so the more you can pay down to get out of […]

Ways to Avoid Overspending

Let’s face it, by the time you go through your necessary monthly bills, there’s not much left in the bank account, so every dollar matters when it comes to avoiding overspending and seeing your-hard earned money go out the window.  While of course taking a look at your entire financial picture is important, not to […]

There’s Nothing Wrong With a Credit Card if Used Correctly

Credit cards may have had a bad reputation in the past, giving off the impression that by using one, you don’t have the money to make the purchase.  I suppose that could be true for some, which is why those could end up on a long and hard road down the path of debt, but […]

Costs You Can Cut to Add Up to Easy Savings

If you aren’t careful, you can run through your hard-earned money pretty quickly.  All it takes are some impulse purchases and careless spending and you either find yourself out of money until the next paycheck or see your monthly credit card statement continue to rise.  By first taking a look at last month’s debit or […]

Mistakes You Are Making on Your Food Budget

While spending money on food is a necessity, after all, you need to eat, but it can be one category where it’s easy to overspend.  First, by taking a look at last month’s debit or credit card statement you can add up all of the charges that are related to food, whether that’s at home […]

Easy Ways You Can Save Money Every Month

When it comes to saving money, it sure can take sacrifice, otherwise everyone could do it and have loads of cash in their savings account.  Hoping there is enough money coming in as there is going out is important to ensure that you stay out of debt and risk wasting your hard-earned money on interest […]

Money Moves to Start Making Now to Get Ahead

With so much focus on getting through our everyday hectic life we hope to have more money coming in than going out each month so we don’t fall behind.  That is probably as far out as your financial thoughts go, but in order to really get ahead, it’s time to start thinking beyond that.  By […]