Ways You Can Cut Expenses Starting Now

While now is the time to take a look around your doors, windows, and outlets that share a wall with the outside to make sure you’re probably sealed to withstand the cold air coming in and causing your heat to kick on more than often, there are other ways you can reduce expenses throughout the […]

Why You Shouldn’t Be Afraid of Using a Credit Card

Credit card debt is certainly something that can scare you off, especially if you had bouts with it in the past.  It can cause hardship and stress trying to figure out not only how you got into that mess, but how you are going to pay it back.  It certainly does take patience and discipline […]

4 Ways to Get Financially Ahead

As quickly as your paycheck comes into your account on payday, it seems just as fast leaving, then waiting until the next check in a couple weeks to have a positive balance again.  Living paycheck to paycheck is common, however not ideal, especially if you think about how scary it would be if you were […]

How You Can Boost Your Credit Score

First impressions are lasting, and when it comes to the financial world, most notedly filling out a credit application, your score is the impression you make on the lender, and is not only what decides the rate and terms, but is the major deciding factor in your approval or denial. The higher the credit score, […]

Ways You Can Avoid Going Paycheck to Paycheck

With most of the population living paycheck to paycheck, it makes you wonder how you can get ahead.  While you may not be able to survive for years without a paycheck if you were to have a sudden job-loss or major event occur where you would have to shell out a large chunk of change, […]

How You Can Get Ahead With Your Finances Starting Now

Life certainly does move pretty fast.  The week flies by with work and family obligations, and the weekend comes to try and relax and catch up around the house, but some well needed fun is to be had, then pretty soon, it’s back to work on Monday.  Once you get into a routine it can […]

How You Can Get Out of Debt (and Stay Out)

We all carry some form of debt, whether it’s an auto loan, mortgage, or the worst of all, credit card debt.  While student loans and mortgage may carry the lowest interest rates, you still don’t want to be spending your hard-earned money on interest, so the more you can pay down to get out of […]

Ways to Avoid Overspending

Let’s face it, by the time you go through your necessary monthly bills, there’s not much left in the bank account, so every dollar matters when it comes to avoiding overspending and seeing your-hard earned money go out the window.  While of course taking a look at your entire financial picture is important, not to […]

There’s Nothing Wrong With a Credit Card if Used Correctly

Credit cards may have had a bad reputation in the past, giving off the impression that by using one, you don’t have the money to make the purchase.  I suppose that could be true for some, which is why those could end up on a long and hard road down the path of debt, but […]

Costs You Can Cut to Add Up to Easy Savings

If you aren’t careful, you can run through your hard-earned money pretty quickly.  All it takes are some impulse purchases and careless spending and you either find yourself out of money until the next paycheck or see your monthly credit card statement continue to rise.  By first taking a look at last month’s debit or […]