Protect Your Credit Score

Whether you are applying for a home mortgage, a new car purchase or lease, or applying for a credit card with a better interest rate and rewards, your credit score will be the first to be looked at when your information is reviewed for approval.  In order to capitalize on the best interest rates on […]

Smart Personal Finance Moves to Make Now

No matter if you just came out of college or have been set in your career and handling the household finances on your own for a while, it is never too late to learn and make adjustments that will benefit your future.  Handling the household finances is a tough job and shouldn’t be handled alone.  […]

Don’t Fall for These Sales Tricks

Sales is not for everyone, certainly not me, as I would not be able remain positive while dealing with customers, so I do commend salespeople for that.  When it comes to being the consumer though, you have to keep an eye out to make sure you are not being taken advantage of, as we are […]

It’s Time to Familiarize Yourself with Credit Score

Credit score is an important piece in our financial puzzle, but what is scary is that, according to a recent survey by LendEDU, 25% of millennials do not even know what that is.  Considering the wide age range of millennials, some are 35 years old, as little as 15, but those that have been out […]

Purchases to Make When You are Young

When you are young, money is tight, as you probably are recently out of school and beginning to make a little money and start to set up for the major spending events in life, buying a house and getting married.  There are a few purchases though that should be slipped in, maybe even costing a […]

Avoid Overpaying on These Items

It takes plenty of work, patience, and discipline when it comes to handling the household finances, so much in fact that it should never be a solo job.  It’s always a good idea to consult a family, friend, or tax professional that you trust in order to ensure you are in the right direction for […]

Easy Ways to Avoid Spending Your Paycheck Quickly

As soon as you pay bills on payday there may not be must left over.  It can be a good idea to spread out paying bills as best you can to avoid having your entire paycheck taken up at one time, while the other frees up more, so that it sorts of spreads out the […]

Smart Ways to Save Money on New Clothes

We all want to feel good with the wardrobe we have, but you don’t have to spend money to look good.  For one, it’s about confidence.  You can put yourself in nice clothes, but if you are not confident wearing them, then it doesn’t matter what you wear.  Clothes are very expensive, from shirts, to […]

How Online Shopping Gets You to Spend More

On the heels of the popular Amazon Prime Day, where you can find plenty of deals that will sure to open up your wallet, maybe when you weren’t planning on it, which is really smart on their party to entice online shopping even more.  These days you don’t even have to leave the house to […]

Ways to Save at the Grocery Store

When you think about saving money at the grocery store one of the first things that come to mind are the crazy coupon clippers that you see on TV, bringing the huge balance down to around $0, but that is not realistic to the average shopper, especially considering they buy whatever is on sale and […]