While sure, the bottom line is important when the month comes to and end, seeing how much you have left in your account after all the bills are paid, which hopefully there is more coming in than going out, but you could be jeopardizing yourself by skimping in some areas but still continuing with unnecessary […]
4 Tips for First-Time Investors
If you have been doing well with saving, you may be ready to take the next step and invest. Many people would like to begin investing but are unsure how to get started. Here are a few things to consider as you get the ball rolling and invest your first bit of money. Choose How […]
Ways to Stop with Impulse Purchases
Now that we’re into the new year and have probably already given up on any aggressive fitness goal for yourself, let’s focus on something you can control that will help your overall finances in the long run, which is curbing impulse spending. While there are certainly purchases that are necessary to make in any given […]
Money Wastes That Can Be Easy to Avoid
As we start a new year, usually the focus now is on losing weight, as you may not be where you thought you’d be at this point. While resolutions come and go pretty quickly, especially when the gym visits become less frequent and you’re paying for a membership that you don’t use, your finances should […]
Look to Start the New Year with Improved Credit
Whether you are looking to purchase a home or refinance a current mortgage, even take out a personal loan, or apply for a credit card with an improved rewards system over your current card, your credit score will not only decide if you are approved or not, but will be the deciding factor in the […]
6 Tips to Save Time and Money on Youth Sports
Having a child playing sports, much less two or three playing on multiple teams in the same sports season, can be a challenge even for the most organized family. Surely there is a dimension where all your kids would practice on the same night, at the same location; however, this is not the universe where […]
Money Mistakes to Watch Out For
We may have our own specific talents, like being handy, athletic, or even funny, but managing money is in a class all by itself, and let’s face it, most of us are not good at managing money. After all, between paying bills, saving, not to mention staying out of debt, is quite a bit of […]
Five Tips to Help You Start Saving for Retirement
It can be a challenge to focus on saving for the future, instead of the instant gratification of spending money now. However, the types of decisions that you make now can influence your quality of life after retirement. Here are some simple steps to help get you into the right mindset about saving for your […]
Building Your Credit After a Financial Disaster
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Whether you declared bankruptcy or opted for some form of debt relief, you have a newfound horizon of financial independence to set your sights upon. But as close as that goal, there’s one crucial hurdle standing in your way of getting there: your decimated credit score. Let’s look at the proper steps to building credit […]
Why It’s Better to Favor Credit Over Cash
When it comes to spending money, you may think it doesn’t matter where it comes from, it’s leaving your account one way or another, but while that part may be true, using credit can actually make more financial sense than using cash. Now granted, if you are careless with using a credit card and the […]