Sure, we know that you need to pay your accounts on-time and avoid racking up debt in order for your credit score to be on the rise, but what if it seems that we are at our limit of how far our credit can get, and it’s not even at the top of the 800+ […]
A Cost-Cutting Approach in Your Everyday Life
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You should never stop looking for places to cut corners on saving money whenever you are able; some can be obvious, others you may need to think outside the box a bit. Every little bit helps, so if you can not only reduce unnecessary expenses, but lower your already necessary expenses that you make every […]
4 Ways to Save Money This Summer
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The summer weather is arriving, we are getting out of the house more after a long winter. The fun is beginning with concerts, baseball games, and vacations, which quickly turns into increased spending. Hopefully you have stashed some money away during the cold weather months and now you can afford to splurge a little, although […]
Life Without Credit or Insurance Is Hard, but Not Impossible
It is hard to imagine life as we know it without certain services and conveniences. Life without a smartphone, even for 24 hours, is more than most millennials can picture. But if a day without a smartphone is your biggest problem, you don’t have problems. For millions of people around the country, imagination is not […]
Three Strategies to Save Money on the Cost of Grad School
There are many reasons why you might be thinking of going back to school to pursue a postgraduate qualification. Perhaps you’re hoping to land a job that requires you to have studied for a master’s degree in accounting, or maybe you simply don’t feel ready to give up on the student lifestyle just yet. A […]
How Having Poor Credit Can Cost You
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It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have. Little did I know that your credit report will affect you the rest of […]
Alternatives Ways To Manage Your Money
Excellent money management skills is important in all stages of your life – whether you’re a teen looking to save for your lads holiday or you’re an adult looking to put money away to put a deposit down on a house. However, in the age of Generation Rent and Debt that millennials in particular are […]
Money Addictions That Can Actually Pay Off
Much like shopping can be an addiction, so can worry about money, whether you have it or don’t. Not so much counting what is in your bank account, but the whole picture: debt, spending, and savings. Although being obsessed with the day to day financial picture can be unhealthy, a healthy look at your finances […]
Successful Ways to Maximize Future Savings
Let’s be honest, saving money is tough. If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality. If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]
5 Ways to Keep Personal Finance in Check
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There are so many factors when it comes to having a “perfect life”, and I use the term loosely as it is probably near impossible for everything to be perfect, but when it comes to personal finance, that can be a major factor in determining quality of life, as money can be a stress factor […]