How to Get a Loan with Bad Credit

Getting a loan when you have bad credit is not the easiest task because you are viewed as a risk to the lender. They do not want to extend credit to someone that might default in the future. Luckily, there are ways around standard loans that require high credit scores. While you work to build […]

Is Loan Insurance Really Worth It?

If you have taken out a loan, the loan agent may have asked you if you wanted loan insurance for your loan. In some cases, loan insurance can be worth it yet in other cases, it may not be needed. Therefore, today we are discussing whether loan insurance is really worth it. What is Loan […]

3 Ways to Protect Your Finances after an On-the-Job Injury

When most people imagine a workplace injury, they think of construction zones and hazardous jobsites where disaster is one fleeting mistake away. But the truth is that work-related injuries are far more common than most people assume. In fact, employers in the United States reported more than 3 million nonfatal illnesses and injuries in 2013, […]

6 Signs You’re Not Ready to Retire Yet and Ways to Fix it

We often think of retirement as something that will come far in the future. When you’re young, retirement is often the last thing on your mind. Once you get a bit older, you’re so busy trying to pay the bills that you don’t have enough for savings (or so you tell yourself). The next thing […]

Be Fearful of Debt

Avoiding debt is much easier than climbing out of it! Unfortunately, many of us learn that lesson far too late in life. I personally found myself deep in debt at an early age and it took several side jobs and a ton of discipline, not to mention about a decade, to pay it all off. […]

Tips to Manage Your Sports Betting Bankroll

Sports betting is a fun way to pass away a weekend. If you know what you’re doing, it’s a good way to make money. The problem is most people have the systems in place without the ability to correctly manage money. Your betting bankroll is at the heart of your strategy. Manage it well and […]

Record Keeping: That’s How The Big Boys Do It

In some circles, there is nothing more macho than outsmarting the U.S. government. Consider this an annual, chest-bumping exercise. You haul out the U.S. tax forms or you head to your local certified public accountant (each year before April 15) and you get out that pencil and calculator. A few hours of sweat and brain-exercise […]

Know The In’s and Out’s of First Time Home Buying

  Buying a house can be a daunting task for anyone, let alone for a first time home buyer. Most people forget all that goes into purchasing a house. Finding your dream house can seem to be a tough enough challenge, however, there is a lengthy checklist of items that you need to lock in […]

Managing Your Money on a Global Scale

Wealth management is an important term and concept to understand. Too often we focus on our income, our retirement accounts, and the pittance we keep in our local savings account. In reality, we should be focusing on our allocations and investments on a global scale. This is where global wealth management comes into play. This […]

Which taxes will be used to pay for the government’s election promises

Tax cuts, reduced deficit and more money for healthcare – How will the Tories pay for their election promises? After the most surprising election result in recent times what does it mean to now have a fully blue, conservative cabinet – the like of which we haven’t seen in 18 years. Freed from the restraining […]