Millennials Need to Start Saving for Retirement Now

  For those who are graduating college and beginning careers, it is not too early to start thinking about retirement.  As contributions to 401k begin, you might want to plan on contributing more than expected.  According to a new survey by the Insured Retirement Institute and the Center for Generational Kinetics, seventy percent of millennials […]

Online Auto Insurance Quotes: How the Right Quote Can Save Thousands

It’s pretty clear why looking for the right auto insurance quote is crucial. The cost savings and peace of mind are reasons enough not to settle for just any old quote. But that brings the question of how to go about finding the right quote. How do you navigate the oftentimes-stealthy insurance waters Well, we’re […]

3 Ways Technology is the Changing Face of Lending

In the past, lending was formalized by financial institutions and was very difficult to obtain. Since then, banks have moved to being federally focused rather than community-centered, making lending less of a priority. Loan sharks first appeared on the scene around the same as this time to snap up those denied by large banks but […]

How to Get a Loan with Bad Credit

Getting a loan when you have bad credit is not the easiest task because you are viewed as a risk to the lender. They do not want to extend credit to someone that might default in the future. Luckily, there are ways around standard loans that require high credit scores. While you work to build […]

Is Loan Insurance Really Worth It?

If you have taken out a loan, the loan agent may have asked you if you wanted loan insurance for your loan. In some cases, loan insurance can be worth it yet in other cases, it may not be needed. Therefore, today we are discussing whether loan insurance is really worth it. What is Loan […]

3 Ways to Protect Your Finances after an On-the-Job Injury

When most people imagine a workplace injury, they think of construction zones and hazardous jobsites where disaster is one fleeting mistake away. But the truth is that work-related injuries are far more common than most people assume. In fact, employers in the United States reported more than 3 million nonfatal illnesses and injuries in 2013, […]

6 Signs You’re Not Ready to Retire Yet and Ways to Fix it

We often think of retirement as something that will come far in the future. When you’re young, retirement is often the last thing on your mind. Once you get a bit older, you’re so busy trying to pay the bills that you don’t have enough for savings (or so you tell yourself). The next thing […]

Be Fearful of Debt

Avoiding debt is much easier than climbing out of it! Unfortunately, many of us learn that lesson far too late in life. I personally found myself deep in debt at an early age and it took several side jobs and a ton of discipline, not to mention about a decade, to pay it all off. […]

Tips to Manage Your Sports Betting Bankroll

Sports betting is a fun way to pass away a weekend. If you know what you’re doing, it’s a good way to make money. The problem is most people have the systems in place without the ability to correctly manage money. Your betting bankroll is at the heart of your strategy. Manage it well and […]

Record Keeping: That’s How The Big Boys Do It

In some circles, there is nothing more macho than outsmarting the U.S. government. Consider this an annual, chest-bumping exercise. You haul out the U.S. tax forms or you head to your local certified public accountant (each year before April 15) and you get out that pencil and calculator. A few hours of sweat and brain-exercise […]