How Having Poor Credit Can Cost You

It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have.  Little did I know that your credit report will affect you the rest of […]

Money Addictions That Can Actually Pay Off

Much like shopping can be an addiction, so can worry about money, whether you have it or don’t.  Not so much counting what is in your bank account, but the whole picture:  debt, spending, and savings.  Although being obsessed with the day to day financial picture can be unhealthy, a healthy look at your finances […]

Successful Ways to Maximize Future Savings

Let’s be honest, saving money is tough.  If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality.  If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]

5 Ways to Keep Personal Finance in Check

There are so many factors when it comes to having a “perfect life”, and I use the term loosely as it is probably near impossible for everything to be perfect, but when it comes to personal finance, that can be a major factor in determining quality of life, as money can be a stress factor […]

5 Smart Credit Behaviors You Should Acquire

As if keeping track of your finances when it comes to paying bills, saving for emergencies, let alone saving for retirement is not hard enough, credit should not be overlooked, and is just as important, and in most cases, goes hand in hand.  Your credit is the primary factor that lenders can look at to […]

5 Ways to Make the Most of Your Tax Refund

If you are one of the lucky ones to have paid enough taxes through the year to net a refund you can rejoice.  Filling out a W-4 from your employer can give you a good estimate of taxes that are to be paid throughout the year whether you are single or married, have other dependents […]

Avoid Overspending on These Items Starting Now

When it comes to spending money, there are certain things we do need in life that may not be “unnecessary spending”, but if you are going to make the purchase, then it is best not to overspend and throw your budget out of whack.  These days with so much competition between retail stores and essentially […]

Donate, Sell, or Trash Household Items You Are Ready to Part With

Spring cleaning season is just about upon us as the weather is starting to warm up and you can start to crack open your windows for some much-needed fresh air.  As you start to mop the floors and give a solid dusting, you start to notice junk that have accumulated in drawers, in storage, and […]

5 Smart Ways to Save Starting Now

When it comes to saving for your future, the earlier you start the better, and the longer you wait the more you sacrifice having to rely on anything but Social Security wages that may or may not be there by the time we retire.  Plain and simple, saving needs to start becoming a priority, so […]

Baby Shower for the Girl, Diaper Party for the Guy?

These days the guy is almost just as involved during the baby shower as the pregnant counterpart, although she is still the center of attention, and rightfully so.  But other than maybe a dad or a brother joining in the wedding shower, it may not be the most fun for them to hang out with […]