Smart Ways to Save Money on New Clothes

We all want to feel good with the wardrobe we have, but you don’t have to spend money to look good.  For one, it’s about confidence.  You can put yourself in nice clothes, but if you are not confident wearing them, then it doesn’t matter what you wear.  Clothes are very expensive, from shirts, to […]

How Online Shopping Gets You to Spend More

On the heels of the popular Amazon Prime Day, where you can find plenty of deals that will sure to open up your wallet, maybe when you weren’t planning on it, which is really smart on their party to entice online shopping even more.  These days you don’t even have to leave the house to […]

Ways to Save at the Grocery Store

When you think about saving money at the grocery store one of the first things that come to mind are the crazy coupon clippers that you see on TV, bringing the huge balance down to around $0, but that is not realistic to the average shopper, especially considering they buy whatever is on sale and […]

Thinking Outside the Box to Raise Your Credit Score

Sure, we know that you need to pay your accounts on-time and avoid racking up debt in order for your credit score to be on the rise, but what if it seems that we are at our limit of how far our credit can get, and it’s not even at the top of the 800+ […]

A Cost-Cutting Approach in Your Everyday Life

You should never stop looking for places to cut corners on saving money whenever you are able; some can be obvious, others you may need to think outside the box a bit.  Every little bit helps, so if you can not only reduce unnecessary expenses, but lower your already necessary expenses that you make every […]

4 Ways to Save Money This Summer

The summer weather is arriving, we are getting out of the house more after a long winter.  The fun is beginning with concerts, baseball games, and vacations, which quickly turns into increased spending.  Hopefully you have stashed some money away during the cold weather months and now you can afford to splurge a little, although […]

How Having Poor Credit Can Cost You

It has been a long time since I have been out of college, but to my knowledge I don’t remember there being any sort of personal finance class, or if there was, I definitely wasn’t paying attention, and I should have.  Little did I know that your credit report will affect you the rest of […]

Money Addictions That Can Actually Pay Off

Much like shopping can be an addiction, so can worry about money, whether you have it or don’t.  Not so much counting what is in your bank account, but the whole picture:  debt, spending, and savings.  Although being obsessed with the day to day financial picture can be unhealthy, a healthy look at your finances […]

Successful Ways to Maximize Future Savings

Let’s be honest, saving money is tough.  If it were easy to do, we’d all have enough in the bank to comfortably retire when the time comes, but that is not reality.  If you have the money available in your account to access, so you will no doubt spend it on monthly expenses or impulse […]

5 Ways to Keep Personal Finance in Check

There are so many factors when it comes to having a “perfect life”, and I use the term loosely as it is probably near impossible for everything to be perfect, but when it comes to personal finance, that can be a major factor in determining quality of life, as money can be a stress factor […]